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Real people. Clear guidance. A more informed next step.

Founded in January 2024, Credit Fix JOE brings credit restoration, education and personal support to people working toward a stronger financial future.

We know credit can feel personal.

Credit concerns affect more than a number. They can influence your home goals, your choices and your confidence. Our approach starts with listening, then helping you understand your report and the actions that fit your situation.

We focus on documentation, appropriate disputes, practical education and communication. No shortcuts or guaranteed score increases. You should understand what we are doing and why it matters.

Meet your team.

Joshua Jamerson, founder of Credit Fix JOE

Joshua Jamerson

FOUNDER · CREDIT ENGINEER

Joshua brings personal experience with credit challenges and a commitment to helping clients understand their reports, choose practical steps and build lasting credit habits.

Natalie McGinley, Client Resource Manager

Natalie McGinley

CLIENT RESOURCE MANAGER

Natalie helps clients stay informed, organized and supported, with care for the details and a reassuring point of contact along the way.

ROOTED IN OUR COMMUNITY

Spokane Valley. North Idaho. Your goals.

Our team is involved in the Spokane and North Idaho Alignable communities. We value long-term relationships with clients and the professionals who serve them.

Verify our business and official profiles →

CONNECT WITH US

 

9329 E Montgomery Ave

Spokane Valley, WA 99206

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Emails: info@creditfixjoe.com (fastest response)

Call or Text: 509-342-5060 (brief please)

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Phone / Text Hours: Tuesday - Friday: 11a - 5p PST​

In-Store Appointments: Wednesdays only

(IN-STORE APPOINTMENTS ARE FOR NEW CLIENTS ONLY)

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​ Closed: Saturdays, Sunday & Mondays

 

Business Verification

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Joshua is the Alignable Ambassador supporting Spokane and North Idaho business communities
Credit Fix JOE™ proud community supporter of Alignable local business networking and relationship building
Highly recommended local credit repair company trusted by Spokane and North Idaho clients
Local business leader award badge recognizing Credit Fix JOE™ community involvement and client trust
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Google 5 star rated credit repair company trusted by clients in Spokane Valley Washington
Alignable networking community logo associated with Credit Fix JOE™ business networking partnerships
Credit Fix JOE™ highlighted logo representing trusted credit improvement and financial recovery services
2026 Spokane Alignable Gold Alliance badge featuring the Riverfront Park clock tower, Spokane Falls and city skyline
2026 North Idaho Alignable Gold Alliance badge featuring the Coeur d’Alene Resort, marina and Lake Coeur d’Alene

© 2024-2026 Credit Fix JOE™ All rights reserved.

All product(s), company names, and trademarks mentioned are the property of their respective owners.

Legal disclaimer: The information contained on this site and our guides are for educational and informational purposes only. It does not constitute legal advice, nor does it substitute for legal advice. Person(s) seeking legal advice should consult with legal counsel familiar with their particular situation as consumer credit laws vary by state.

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